Welfare State Vol 6 Pensions, Health, Education Collected Works of Arthur Seldon

Description: Volume 6 of The Collected Works of Arthur Seldon examines the failure of state-supported welfare programs to benefit the people most in need of help. The eight articles and one book in this volume encompass almost forty years of criticism of the welfare state. Seldon argues that the welfare state cannot, in the long run, solve the problem of poverty. It is driven by misguided egalitarian views which make it universalist, providing benefits for the middle classes as well as the poor. Because it finances welfare through taxation, it damages incentives to work. Moreover it diminishes motivations to save and to provide for one’s family as the state appears to take over such responsibilities. Once “free” welfare services are begun they are very difficult to stop. But, says Seldon, permanent state welfare is unnecessary: as people’s incomes rise, most are capable of providing for themselves and their families. In the end, people will revolt against inferior state services and the state will have to retreat. The entire series includes:Volume 1: The Virtues of Capitalism (September 2004) Volume 2: The State Is Rolling Back (November 2004) Volume 3: Everyman's Dictionary of Economics (January 2005) Volume 4: Introducing Market Forces into "Public" Services (February 2005) Volume 5: Government Failure and Over-Government (May 2005) Volume 6: The Welfare State: Pensions, Health, and Education (October 2005) Volume 7: The IEA, the LSE, and the Influence of Ideas (December 2005) ReviewsSets out the late Thatcherite guru’s critiques of state-provided social security, directed against the universalist approach of public programmes in which the neediest are supposedly provided with too little and the rest allegedly get more than they need. Purports to explain how state-run benefits, such as national pensions and healthcare, in the author’s view suppress innovation, diminish personal choice, undermine personal responsibility and end by providing what Seldon saw as mediocre services.International Social Security ReviewApril 2006 Table of ContentsIntroduction by Colin Robinson ixTHE RELUCTANT CRUTCH 3PENSIONS FOR PROSPERITY 9THE FUTURE OF THE WELFARE STATE 51AFTER THE NHS 67THE GREAT PENSIONS “SWINDLE” 105Acknowledgements 109Open letter to Mr. Richard Crossman 111I. Why This Book? 115II. What Is at Stake 120III. “Swindle”? 126IV. The Strain on Political Institutions 129V. How It All Began 135VI. Crossman’s National Superannuation 145VII. Eight Principles—Eight Fallacies 155VIII. Humanity for the Aged 170IX. Pensions in Industry 174X. Saving for Democracy 180XI. The Contract of the Generations 186XII. National Insurance and the Civil Servants 191XIII. Overseas Exemplars—or Warnings? 197XIV. What Now? 209Envoi 214Appendixes 217

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